D R A T O T C A P I T A L S

Welcome to Dratot Limitless Capitals Your Trusted Financial partner

Policy

Privacy Policy

Last Updated: [Insert Date] Welcome to [Your Business Name] (“we,” “us,” “our”). We are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy outlines how we collect, use, disclose, and safeguard your data when you visit our website [YourWebsite.com] or use our services, including car loans, salary advances, and other business loans. By accessing our website or submitting your information, you agree to the terms of this Privacy Policy. If you do not agree, please refrain from using our services.

1. Information We Collect

Our client, a rapidly growing small business specializing in eco-friendly products, had been operating successfully for three years. With a strong commitment to sustainability and innovation, the business had established a loyal customer base. However, to meet increasing demand and expand their product line, they needed additional financial support. Despite their success, the client faced challenges in securing the necessary funding due to limited credit history and fluctuating cash flow. Determined to continue their growth trajectory.

1. Information We Collect

We may collect the following types of information:

                                
A. Personal Information
•	Full name
•	Contact details (email, phone number, address)
•	Date of birth
•	Government-issued ID (e.g., driver’s license, passport)
•	Employment and income details
•	Bank account and financial information
•	Credit history and score (where applicable)
•	Vehicle details (for car loans)
B. Non-Personal Information
•	IP address
•	Browser type and version
•	Pages visited on our website
•	Time and date of access
•	Cookies and tracking data (see Section 5)
                            

2. How We Use Your Information

We use your data for the following purposes:

                                
•	To process and evaluate loan applications
•	To verify your identity and prevent fraud
•	To communicate with you regarding your application and services
•	To improve our website and customer experience
•	To comply with legal and regulatory requirements
•	For marketing and promotional purposes (with your consent)

                            

3. How We Share Your Information

We may disclose your information to:

                                
•	Credit bureaus and financial institutions for credit checks
•	Third-party service providers (e.g., payment processors, verification agencies)
•	Legal authorities if required by law (e.g., fraud prevention, court orders)
•	Business partners or affiliates (only with your explicit consent)
We do not sell your personal information to third parties.
                            

4. Data Security

We implement industry-standard security measures, including:

                                
•	Encryption (SSL/TLS) for data transmission
•	Secure servers and firewalls
•	Restricted access to personal data
•	Regular security audits
Despite these measures, no online platform is 100% secure. You are responsible for keeping your 
login credentials confidential.

5. Cookies and Tracking Technologies

                                Our website uses cookies to:
•	Enhance user experience
•	Analyze website traffic
•	Personalize content and ads
You can disable cookies via your browser settings, but some website features may not function properly.

                            

6. Third-Party Links

Our website may contain links to external sites (e.g., payment gateways, partner lenders). We are not responsible for their privacy practices, so we encourage you to review their policies.

7. Your Rights and Choices

Depending on your jurisdiction, you may have the right to:

•	Access, correct, or delete your personal data
•	Opt out of marketing communications
•	Restrict or object to data processing
•	Request a copy of your stored information
To exercise these rights, contact us at [Your Contact Email/Phone].

8. Data Retention

We retain your personal data only as long as necessary for:
•	Fulfilling loan agreements
•	Legal and compliance obligations
•	Business and fraud prevention purposes

9. Changes to This Privacy Policy

We may update this policy periodically. The revised version will be posted on our website with an updated "Last Revised" date. Continued use of our services constitutes acceptance of the changes.

10. Contact Us

For questions, requests, or concerns regarding this Privacy Policy, contact us at:

                                
Dratot Limitless Capitals Ltd
Suite 209, MKK plaza, jabi Abuja
Info@dratotcapitals.com
08131840171
By using our services, you acknowledge that you have read, understood, and agreed to this Privacy Policy.

                            

  • Client:
    Dratot Limitless Capitals
  • Date:
    17 March, 2023
  • Category:
    Loan
  • Time:
    1 Year
  • Share:

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