- Nigerian residents (usually 18+ years), with a steady income, valid ID, bank account etc

- Valid ID (BVN, NIN, driver’s license, international passport, or voter’s card), proof of income, bank statements, and sometimes collateral (for secured loans).

- up to 24hours after documents have been certified ok

- Directly into the bank account provided

- Only for secured loans; unsecured loans require no collateral but may have higher interest rates.

- Depends on the loan type, but typically ranges from ₦10,000 to ₦50,000,000 (or higher for business loans).

- up to 24hours after documents have been certified ok

- Varies by loan type (e.g., 7.5%–30% per month for short-term loans, lower for long-term loans).

- No, all fees (processing, late payment, etc.) are disclosed upfront.

- yes, we charge 2% to 3% of the loan amount as a processing fee.

- Late fees apply, legal action may be taken for secured loans.

- Via bank transfer, direct debit, or repayment through your salary (for salary-based loans).

- From 1 month up to 6 months ).

- Yes, you can

We give 3 business days before an action will be taken based on agreement signed

- CAC documents, bank statements, business plan, and proof of business income.

- Yes, with flexible repayment plans based on cash flow.

- Yes, we comply with Nigerian data protection laws (NDPA).

- To verify identity, check credit history, and prevent fraud.

- No, loans must be applied for by the borrower directly.

- Phone, email, WhatsApp, or visit our office in Abuja.

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- No